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Is an assignment of mortgage a deed?

An assignment transfers all the original mortgagees interest under the mortgage or deed of trust to the new bank. Generally, the mortgage or deed of trust is recorded shortly after the mortgagors sign it, and, if the mortgage is subsequently transferred, each assignment is recorded in the county land records.

Who is the mortgagor on a deed?

Mortgage loans are a type of secured loan therefore one commonality among all mortgage loans is the pledging of real estate collateral. In a mortgage loan the mortgagor is the party receiving the loan and the mortgagee is the party offering the loan.

Which type of deed is used by a trustee?

A trustee deedsometimes called a deed of trust or a trust deedis a legal document created when someone purchases real estate in a trust deed state, such as California (check your local laws to see what is required in your state). A trust deed is used in place of a mortgage.

Who can be a trustee on a deed of trust in Arizona?

A. Except as provided in subsection B, the trustee of a trust deed shall be: 1. An association or corporation doing business under the laws of this state as a bank, trust company, savings and loan association, credit union, insurance company, escrow agent or consumer lender.

Does Arizona use deed of trust?

A deed of trust is the most commonly used form of security document by lenders when purchasing a home in Arizona.

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