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What is the difference between a quitclaim deed and a trust deed?

Instead, mortgages require the use of a deed of trust that transfers legal title of a property to a trustee that holds it on behalf of the lender until the mortgage is repaid. A quit claim deed is most frequently used in the absence of a mortgage.

What is required on a quitclaim deed in New Mexico?

New Mexico has strict rules for quitclaim deeds. The deed must describe the property and list the grantor and grantees names. Notarizing the deed is a must in New Mexico to prove its validity.

How to quit claim deed to trust?

You (your full legal name) are the grantor, transferring the property to the trust the grantee. You would sign the dated quitclaim deed with a notary public to formally transfer the home to the trust on the stated date. Then you would have the quitclaim deed recorded.

What are the disadvantages of a quit claim deed?

Quitclaim deeds offer a quick, simple way to transfer property ownership, particularly between trusted parties like family members or spouses. However, they come with risks and limitations, making them unsuitable for many property transactions where the buyer wants full protection of their purchase.

How does a quitclaim deed work in New Mexico?

A deed in substance following the form entitled quitclaim deed shall, when duly executed, have the force and effect of a deed in fee simple to the grantee, his heirs and assigns, to his and their own use of any interest the grantor owns in the premises, without warranty.

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