Bank of america request for mortgage assistance form 2026

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  1. Click ‘Get Form’ to open the bank of america request for mortgage assistance form in the editor.
  2. Begin with Section 1: Borrower Information. Fill in your name, social security number, date of birth, and contact details. If applicable, provide co-borrower information.
  3. In Section 2: Hardship Affidavit, check all relevant boxes that describe your financial difficulties. Provide a brief explanation if necessary.
  4. Proceed to Section 3: Principal Residence Information. Indicate whether you are seeking assistance for your principal residence and provide property details.
  5. Complete Section 4: Combined Income and Expense by detailing your monthly income and expenses accurately. Ensure all figures are current and reflect your financial situation.
  6. In Sections 5 and 6, list any other properties owned and specify if you are requesting assistance for them as well.
  7. Finally, review Sections 7 through 9 for certifications and acknowledgments. Sign and date the form before submission.

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If you have a loan or a mortgage with a bank or other lender and are having difficulty making your payments, call your bank/lender as soon as you can. They may have a short-term solution that can give you some immediate relief through forbearance.
Forbearance. If you are experiencing a temporary hardship, it may be possible to reduce or suspend loan payments for a set period of time, usually 90 days.
What to include in a hardship letter The date, your name, address and phone number. The lender/servicer and loan number. The date or approximate time frame when the hardship started. The expected timeframe of hardship short term (six months or less) or long term. Describe your goal. State the facts, not emotions.
Forbearance is a process that can help if youre struggling to pay your mortgage. Your servicer or lender arranges for you to temporarily pause mortgage payments or make smaller payments. You still owe the full amount, and you pay back the difference later. Forbearance can help you deal with a financial hardship.
The Bank of America Community Homeownership Commitment program provides solutions for modest-income and first-time homebuyers, including affordable mortgages, grant programs, resources and expertise.

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