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Case number If known Official Form 113 Chapter 13 Plan Part 1 12/17 Notices To Debtors This form sets out options that may be appropriate in some cases but the presence of an option on the form does not indicate that the option is appropriate in your circumstances or that it is permissible in your judicial district. 1 total j. Nonstandard payments Part 8 total Total of lines a through j B113 Official Form 113 Committee Note 12/17 Committee Note form in all chapter 13 cases except to the extent ...

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What are the final steps on a Chapter 13?

Timeline of the End of Your Chapter 13 Trustee Audit. Trustees Motion to Deem Mortgage Current (If Necessary) Notice of Completion of Plan. Motion for Entry of Discharge. Steps to Completing Your Motion for Entry of Discharge. What Your Discharge Means. Final Step: Final Decree (Case Closed) and Freedom!

What is a step plan in Chapter 13?

One option is a step plan. What are these? As they sound, a step plan is one in which the debtor agrees to increase or decrease payments at a certain time often after a certain condition is met. These are step-up or step-down plans, respectively.

What happens at the end of a Chapter 13 repayment plan?

After you complete all of your Chapter 13 plan payments for the entire 3-5 year plan term, youll be eligible for a discharge. Your trustee will file notices to your secured and priority creditors letting them know that theyve been paid in full under the plan terms.

What is a step up in Chapter 13?

These are step-up or step-down plans, respectively. Step-up plans work best when the debtor knows that income will be available to make future payments, as in the pregnant spouse example above or when the debtor can credibly show that a raise or a promotion will occur (like tenure for a college professor).

How will I know when my Chapter 13 is over?

The date of your discharge is the date that the assigned bankruptcy judge signs the discharge order. The court will mail you a copy of the order after the judge signs it. The discharge date is next to the judges signature on the discharge.