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HOAs are incorporated and, therefore, must adhere to California corporate laws.
Can Condos and HOAs report delinquent assessments to a credit bureau? Yes they can. It has been determined that assessments for HOAs and Condos are consumer debts and payments, non payments and slow payments may be reported on behalf of community associations, similar to how it is done for credit cards.
If legally allowed, your HOA can sue you for the unpaid dues, fines and any interest thats accumulated. If this happens, your HOA may have the right to garnish your wages to take whats owed from your bank accounts.
If you fail to pay your HOA fees in California, the association can get a lien on your property and might foreclose on your home.
A property owners association can foreclose on the lien and trigger the sale of the property. The ability to create assessment liens is a power that is not automatically granted by Texas law. It must be specifically stated in the Declaration of Covenants, Conditions, and Restrictions.
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People also ask

If you fail to pay your HOA fees in California, the association can get a lien on your property and might foreclose on your home.
Do HOAs Have Any Legal Power? A homeowners association has more than guidelines and suggestions; they have bylaws and articles of incorporation. The articles of incorporation allow the HOA to operate as a nonprofit governing body that can pass bylaws, community rules, and regulations.
Failing to pay your HOA dues and going through foreclosure will likely result in credit damage. A credit score is a number that a credit scoring company, like FICO or VantageScore, develops based on whats in your credit history.
If you fail to pay your HOA fees in California, the association can get a lien on your property and might foreclose on your home.
HOAs are incorporated and, therefore, must adhere to California corporate laws.

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