Satisfaction, Release or Cancellation of Mortgage by Individual - Florida 2026

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The document is a Satisfaction of Mortgage form, which certifies the release and satisfaction of a mortgage for a specified property. It acknowledges the receipt of payment and confirms that the mortgage is fully satisfied, directing the Clerk of the Circuit Court to cancel the mortgage record. The document includes sections for details about the mortgage, parties involved, and notarization.

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How to use or fill out Satisfaction, Release or Cancellation of Mortgage by Individual - Florida

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Click ‘Get Form’ to open it in the editor.
Begin by filling in the 'Prepared by and after Recording Return to' section with your name, firm/company, address, city, state, zip code, and phone number.
Enter the Assessor’s Property Tax Parcel/Account Number if applicable.
In the 'SATISFACTION OF MORTGAGE' section, certify the release of the mortgage by entering your name and acknowledging receipt of consideration.
Fill in details about the mortgage including the date of mortgage, names of mortgagor(s) and mortgagee, and filing information such as book and page numbers.
If applicable, complete the assignment section with relevant details regarding any assignments of the mortgage.
Sign and date the document where indicated. Ensure that you have witnesses present for signing.
Complete the notary section by having a notary public acknowledge your signature.

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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

How many witnesses are required on a Florida deed?

692.01 and 692.02. (2) For purposes of this chapter: (a) Any requirement that an instrument be signed in the presence of two subscribing witnesses may be satisfied by witnesses being present and electronically signing by means of audio-video communication technology, as defined in s.

How to file a satisfaction of mortgage in Florida?

Florida Statute 701.04 First of all, the bank has to remove the lien by preparing a written document. Especially important, the lender has to record the satisfaction of mortgage in the proper county public records. This is called filing notice. Then the notice has to be shared with the borrower.

What is the right of redemption on a mortgage in Florida?

If at any time before the foreclosure sale you can come up with the necessary funds to satisfy the default amount, you can stop the foreclosure by paying this amount to the bank. This is referred to as your right of redemption, and it is one of your most important rights when fighting a foreclosure.

Does Florida require a witness at a mortgage signing?

Although it is not a State of Florida requirement, lenders may request witnesses on their mortgages. Please read our closing instructions for more information, or contact our office with any questions on this matter.

What is the satisfaction of a mortgage?

A satisfaction of mortgage is a document that proves the borrower has paid off the mortgage in full, freeing the loans lien on the property and giving the title to the borrower.

does a satisfaction of mortgage need witnesses in florida

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Does a Florida mortgage require two witnesses?

Florida Witness Requirements Are witnesses required on a deed or security instrument? If so, please describe. Deeds of Conveyance: Requires two witnesses and a notary acknowledgment. Mortgages: Do not require witnesses but must be acknowledged to be recorded.

Do you need two witnesses for a mortgage?

The same Independent Adult Witness can be used for each Borrower providing that they meet the required criteria set out above, however they will need to execute against each individual Borrowers signature separately.