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Complaint: The complaint is the legal action in which one party (the plaintiff) sues another party (the defendant). Federal civil cases begin with the filing of a complaint.
Judgments dont appear on your credit report and dont affect your credit score. But judgments may impact your ability to qualify for credit since lenders can still search for judgments via public records.
There are at least 19 different kinds of judgment that we should distinguish.
You may dispute a judgment on your credit report based on the following arguments: The Debt Was Paid. The credit agencies will remove the judgment from your credit report if you can show that you did, in fact, pay your debt on time.
If a defendant does not pay a judgment, the plaintiff can try to enforce the judgment by filing another lawsuit. For example, if the defendant owns several cars, the plaintiff can sue to have the car transferred to the plaintiff.
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People also ask

A judgment is a court order that is the decision in a lawsuit. If a judgment is entered against you, a debt collector will have stronger tools, like garnishment, to collect the debt.
When a creditor desires to collect a debt from a debtor, they must first receive a judgment. There are several types of judgments that will suffice in this situation. The pretrial types of judgments are as follows: Confession of Judgment, Consent Judgment, Default Judgment.
Does someone have a judgment against you? You cannot be sent to jail for failing to pay a debt or for having a judgment against you; however, a judgment can greatly affect your financial position. A judgment allows a creditor to garnish wages, garnish bank accounts, or take a lien against property in your name.
A plaintiff starts a civil action by filing a pleading called a complaint. A complaint must state all of the plaintiffs claims against the defendant, and must also specify what remedy the plaintiff is seeking. After receiving the complaint, the defendant must respond with an answer.
The party who brings a lawsuit is called the plaintiff, and the party who is sued is called the defendant. A lawsuit is sometimes referred to as a case. Technically, a case and a lawsuit are the same and are different than a claim, which comes before a case or a lawsuit.

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