Az deed 2025

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A safe you can bolt down or attach to a solid wall is a great place to keep house deeds. This way, the safe cannot leave your house in case of a burglary. Just make sure it is properly installed.
In Arizona, deeds need to be signed, sealed and delivered to be valid. A deed is signed only by the grantor(s), not the grantee. A deed does not have to be recorded to be valid, but recording is very common.
The key difference between a warranty deed vs. quit claim deed is the level of protection offered by each type of document. A quit claim deed offers the least protection, and is best used when a piece of property is being gifted to a trusted person, such as a loved one.
Deed records are indexed by Grantor and Grantee. Mortgages and Miscellaneous records are also indexed. To start your deed search, first determine the county covering the land at the time the deed was made. Then contact that county recorders office.
A deed, on the other hand, transfers the title from the grantor to the grantee. So when you purchase a home, youll own both the title and the deed.
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When closing on a home, you should receive a copy of your house deed when the title is transferred to you. You can also request an additional copy at any time through your County Recorders office or Register of Deeds office (the official name may vary by location).
This means while the lender has a financial stake until the loan is fully repaid, the deed is held in your name. Its a common misunderstanding that the lender owns the house, but this isnt the case you do. The mortgage serves as the agreement that secures the lenders interest, and the deed confirms your ownership.
When a home is owned free-and-clear, the homeowner is the rightful owner and thus holds the deed to the house. However, if the homeowner is still paying a mortgage, then they technically do not fully own the house yet. In this case, the deed may be held by the mortgage lender.

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