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You can STOP the garnishment any time by paying the Clerks Office what you owe. The Clerk will give you a receipt. Take the receipt to your employer right away. They should stop taking money from your pay as soon as they get the receipt.
A popular way to collect on your judgment award is by a writ of garnishment. A garnishment entitles a judgment creditor to garnish and take the proceeds belonging to the debtor. It is typically used to garnish wages being paid by an employer or to garnish the proceeds in the debtors bank account.
You can also stop most garnishments by filing for bankruptcy. Your states exemption laws determine the amount of income youll be able to keep.
A garnishee order must be issued by a magistrate in a court near where you work or live and you must be asked to appear in courtThe reason for this is to give you an opportunity to show whether or not the debt is legal and how much you can afford to pay from your salary to clear the debt.
Most garnishments affect defendants wages. For example, a court might garnish a defendants wages to pay child support, student loans, or back taxes.
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Its best to file a response if you receive a law suit. But, if you are being garnished already, you can stop the garnishment immediately by filing bankruptcy. Filing for bankruptcy, however, will not stop child support garnishments.
If a debt collector has a court judgment, then it may be able to garnish your bank account or wages. Certain debts owed to the government may also result in garnishment, even without a judgment.
In simple terms, a garnishee order allows a creditor to force your employer to deduct money from your salary or wages to go toward repayment of an outstanding debt. Such orders can be cancelled, or rescinded by court application.
To open a bank account that no creditor can touch, a person can (1) use an exempt bank account, (2) establish a bank account in a state that prohibits garnishments, (3) open an offshore bank account, or (4) maintain a wage or government benefits account.
A creditor can garnish whichever is less: up to 25% of your disposable earnings or the amount of your disposable earnings thats more than 30 times the federal minimum wage (currently $217.50).

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