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Title is everything in property law. If you hold title to property, you own it. Professionals seeking to understand our real estate system need to learn how title in property is created and transferred. Ownership signifies the legal right to possess and use property.
What is a Title? A title is a document that shows legal ownership of a property or asset, Investopedia explains. A title can represent ownership of a real asset such as a car or an intangible property or asset such as a trademark.
Legal title is actual ownership of the property as when the property has been bought, the seller paid in full and a deed or title is properly recorded. Equitable title separates from legal title upon the death of the legal title holder (owner).
A title is the legal right to use and modify the property how you see fit, or transfer interest or any portion that you own to others via a deed. A deed represents the right of the owner to claim the property. As opposed to the title, that describes who is the ultimate holder of the property.
The short answer is: You, the homeowner, typically hold the deed to your house, even when you have a mortgage.
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Title to real property is a basic concept of property law. Title deeds and documents are legal papers proving your right to own real property and are vital during a real estate transaction. These documents show legal ownership of tangible property.
Grant Deed: This type of deed offers the highest level of protection to the buyer, as the seller affirmatively represents that they have clear title to the property. In California, the title companies generally prefer a grant deed when they are examining title.
To summarize, title is the legal concept of ownership over property. A deed is the actual document that transfers ownership rights from one party to another party. While this may seem like a subtle and highly technical difference, it is also very important.

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