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Why do people file bankruptcy?

If you have large debts that you cant repay, are behind in your mortgage payments and in danger of foreclosure, are being harassed by bill collectorsor all of the abovedeclaring bankruptcy might be your answer.

Is it worth going into bankruptcy?

In a Nutshell If your wages are being garnished or credit card companies and payday lenders are harassing you to collect payments you cant afford to pay, filing bankruptcy may be the best way to get permanent relief. But if most of your debts are non-dischargeable, filing bankruptcy may not be worth it.

What happens when a person files for bankruptcy?

When you declare bankruptcy, you will file a petition in federal court. Once your petition for bankruptcy is filed, your creditors will be informed and must stop pursuing any debt you owe. The court will then request certain information from you, including: The total amount of debt you owe.

Why do people file bankruptcy?

If you have large debts that you cant repay, are behind in your mortgage payments and in danger of foreclosure, are being harassed by bill collectorsor all of the abovedeclaring bankruptcy might be your answer.

What happens after I file bankruptcy?

After you file for bankruptcy protection, your creditors cant call you, or try to collect payment from you for medical bills, credit card debts, personal loans, unsecured debts, or other types of debt. Wage garnishments must also stop immediately after filing for personal bankruptcy.

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