WPF GARN 01.0300 - Certification of Mailing - Garnishment - Washington-2025

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In Washington, the creditor must wait 10 days in superior court (Rule CR 62) and 30 days in district court before they can serve the Writ of Garnishment. The creditor will need to apply for and serve a new writ every 60 days until the debt is paid, but they dont need to file a new lawsuit every 60 days.
For most types of debts, including credit card bills and medical expenses, creditors can garnish up to 25% of your disposable income (whats left after taxes and other mandatory deductions), or the amount by which your weekly income exceeds 30 times the federal minimum wage, whichever is less.
Some garnishment laws are in Chapter 6.26. In Washington, most creditors can garnish the lesser of (subject to some exceptionsmore below): 25% of your weekly disposable earnings, or. your weekly disposable earnings less 35 times the federal minimum hourly wage.
In the context of debt collection , a writ of garnishment is issued to enable a creditor to seize a portion of the judgment debtors wages for an unpaid debt. Often it is directed at the employer or the bank where the judgment debtor has a bank account.
Description. A writ of garnishment is a process by which the court orders the seizure or attachment of the property of a defendant or judgment debtor in the possession or control of a third party. The garnishee is the person or corporation in possession of the property of the defendant or judgment debtor.
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Wage garnishment is a legal procedure in which a persons earnings are required by court order to be withheld by an employer for the payment of a debt such as child support.
So, yes, your employer will know that your wages have been garnished. Your immediate supervisor may not, but if theres an HR department, it will know, and whoever in your company has legal authority to sign the response to the court will also know.
A writ of garnishment is a court order directing an employer or financial institution to withhold funds from the debtor and pay them to the creditor in order to satisfy a judgment. The procedures for this process are primarily governed by the Revised Code of Washington (RCW) 6.27.

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