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What percent is statutory interest?

Interest on Judgments. CPLR 5004 (last amended in 1981) sets the statutory interest rate at 9 percent per year except where otherwise provided by statute. Certain statutes do provide alternative rates (particularly on judgments against governmental entities). N.Y.

How is prejudgment interest calculated in NY?

According to the New York Civil Practice Law and Rules (CPLR), the interest rate on a pre- or post-judgment is 9% per annum (year). But under a new law, starting April 30, 2022, this 9% interest rate will drop to 2% if the judgment debtor (defendant) is an individual who owes a consumer debt.

What is the maximum interest rate allowed by law in Colorado?

Usury laws prohibit creditors from charging excessive interest rates. In Colorado, the highest interest rate a creditor can charge a debtor for a non-consumer loan is 45% per year.

What is a prejudgment interest?

The interest that a creditor, usually a plaintiff in the case, is entitled to collect, derived from the amount of a judgment, which compensates the creditor for an injury which occurred before the judgment.

How is prejudgment interest calculated?

FIN. CODE 304.1045. To calculate your own pre-judgment interest, count the number of days between the 180th day after you notified your defendant of a pending lawsuit or the date you filed the lawsuit, and multiply the number of days by the appropriate rate.

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