What are the three major components of the NFIP?
Because most communities with a known flood problem are in the NFIP, this reference guide does not cover how a community applies to join. However, it does explain the three basic parts to the NFIPmapping, insurance, and regulations. As discussed below, these three parts are interconnected and mutually supportive.
What does Sfha stand for?
An area having special flood, mudflow or flood-related erosion hazards and shown on a Flood Hazard Boundary Map (FHBM) or a Flood Insurance Rate Map (FIRM) Zone A, AO, A1-A30, AE, A99, AH, AR, AR/A, AR/AE, AR/AH, AR/AO, AR/A1-A30, V1-V30, VE or V.
What items of property would be insured by the Sfip if it was located in the basement?
Examples of covered items include: Central air conditioners. Fuel tanks and the fuel in them. Furnaces and water heaters. Sump pumps, heat pumps, and well water tanks and pumps. Electrical outlets and switches. Elevators, dumbwaiters, and related equipment. Drywall that is unfinished and un-taped for walls and ceilings.
What are special hazard areas?
An area having special flood, mudflow or flood-related erosion hazards and shown on a Flood Hazard Boundary Map (FHBM) or a Flood Insurance Rate Map (FIRM) Zone A, AO, A1-A30, AE, A99, AH, AR, AR/A, AR/AE, AR/AH, AR/AO, AR/A1-A30, V1-V30, VE or V.
Which zones are identified by FEMA as special flood hazard areas?
SFHAs are labeled as Zone A, Zone AO, Zone AH, Zones A1-A30, Zone AE, Zone A99, Zone AR, Zone AR/AE, Zone AR/AO, Zone AR/A1-A30, Zone AR/A, Zone V, Zone VE, and Zones V1-V30.