WPF GARN 01.0250 - Writ of Garnishment for Continuing Lien on Earnings After Judgment - Washington-2025

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A writ of continuing garnishment serves as a lien and continuing levy against the nonexempt earnings of the judgment debtor, until such time earnings are no longer due; the underlying judgment is vacated, modified or satisfied in full; or the writ is dismissed.
A garnishment merely freezes the debtors property in the hands of the garnishee, but an execution requires the person holding the debtors property to release it to the creditor.
A continuing garnishment is for example a wage garnishment. A Judgment Creditor can request the court issue a continuing garnishment to the Debtors employer, therefore making the funds deliverable to the Judgment Creditor. A noncontinuing garnishment is for example a bank levy.
Washington Wage Garnishment Process. To get a wage garnishment, a creditor must first go to court and get a court order and judgment. This is true for wage and bank account garnishments. This is done by filing a summons and complaint with the court and serving the debtor with the summons and complaint.
If your judgment debtor is employed by someone else, you as the judgment creditor may also garnish the judgment debtors earnings (wages, salary, etc.) owed to the judgment debtor by the judgment debtors employer. This is called a Writ of Continuing Garnishment (On Earnings of a Natural Person).
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After the Writ is served on the employer, the employer must determine the amount of the employees garnishable wages for each pay period. As directed by the Writ, the employer must withhold garnishable wages until the judgment is satisfied, or until the court orders the employer to stop withholding.
Non-continuing garnishments are different in the sense that you as the judgment-creditor can contact the financial institution of the debtor and have non-exempt funds applied to the judgment debt in your favor.
Wages may not be garnished by more than one creditor at a time unless the primary garnishment does not take the full 25% allowed by law. (These garnishment restrictions do not apply to certain bankruptcy court orders or debts due for federal or state taxes.)

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