Answer to Request for Garnishment of Wages - Delaware 2026

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  1. Click ‘Get Form’ to open the Answer to Request for Garnishment of Wages in our editor.
  2. Begin by entering the court information, including the court address and civil action number at the top of the form.
  3. Fill in the plaintiff/judgment creditor and debtor details, ensuring accuracy in names and addresses.
  4. Indicate the employment status by checking one of the options provided. If employed, specify the rate or basis of pay, including hourly or salary details.
  5. Complete the attachment status section by checking whether wages are already under attachment and providing necessary details if applicable.
  6. Print or type your name, signature, title, and contact information as the garnishee or attorney at the bottom of the form.
  7. Finally, ensure you mail this completed form to the Justice of the Peace Court within 20 days after receipt.

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Federal law limits how much judgment creditors can take. The garnishment amount is limited to 25% of your disposable earnings for that week (whats left after mandatory deductions) or the amount by which your disposable earnings for that week exceed 30 times the federal minimum hourly wage, whichever is less.
5 Ways to Stop a Garnishment Pay Off the Debt. If your financial situation is dire, paying off the debt may not be an option. Work With Your Creditor. Find a Credit Counselor. Challenge the Garnishment. File a Claim of Exemption. File for Bankruptcy.
The government, for example, has the power to freeze or levy an account without a court hearing. What are garnishment laws in Delaware? The state of Delaware has banned garnishment of bank accounts.
How Long Does a Delaware Judgment Last? A Delaware judgment becomes dormant five years from the later of: the date it was entered, or. the date it was last renewed.
The written objection should include: The case number (a unique set of numbers or letters specific to your case) Your name, address, and phone number. A detailed explanation of your reasons for challenging the garnishment. A request for a hearing if the court has not already set a hearing date.

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