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A garnishment judgment will stay on your credit reports for up to seven years, affecting your credit score. But there are a few easy ways to bolster your credit, both during and after wage garnishment.
2. Respond to the garnishment notice. The notice you received in the mail may ask that you complete and return a form (usually a verification of employment) providing information about your business and employee. Return it by the date requested.
If you are served with a garnishment summons, do not ignore these documents because they do not directly involve a debt that you owe. Instead, you should immediately freeze any payments to the debtor, retain the necessary property, and provide the required written disclosure.
Employers are liable to creditors if they do not comply with a writ of garnishment. In most states, employers answer a writ of garnishment by filling out the paperwork attached to the judgment and returning it to the creditor or the creditors attorney.
How long can wages be garnished? Your wages can be garnished until the debt is paid. A writ of continuing garnishment is effective for one year after the date it was served, or for 120 calendar days if another writ of continuing garnishment is served. If the writ expires, the creditor can request a new one.
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People also ask

What you can do ​​apply to the court for a stay of enforcement. pay the judgment debt. apply to the court to pay by instalments. apply to the court to set aside a default judgment.
The garnishee is the person holding the property (money) of the debtor. An employer may be a garnishee because the employer holds wages to be paid to an employee (who is a debtor).
Under Virginia law, there are only a few ways to stop a garnishment. You could make a lump-sum payment to pay off the judgment or allow the garnishment to continue until the judgment is fully paid. Though this can cause you to fall behind on other debts. In this case, bankruptcy may be your best solution.
If you are served with a garnishment summons, do not ignore these documents because they do not directly involve a debt that you owe. Instead, you should immediately freeze any payments to the debtor, retain the necessary property, and provide the required written disclosure.
Answer. A business which has been served with a garnishment affidavit has forty-five (45) days to file an answer. If an answer is not filed within forty-five (45) days, the garnishee (employer or bank) will be in default. All answers must be received in our office by 5 p.m. on the 45th day after service.

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