Motion for Approval of Reaffirmation Agreement - Hawaii: Fill out & sign online

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What happens if a reaffirmation agreement is denied?

Either way - if the reaffirmation agreement is not approved, your personal liability is discharged. And - just like when the court denies approval of the reaffirmation - most lenders will simply keep everything the same, as long as you make timely payments and keep the vehicle insured.

Is a reaffirmation agreement necessary?

Reaffirmation agreements are strictly voluntary. A debtor is not required to reaffirm any of his or her debts. If a debtor signs a reaffirmation agreement, the debtor agrees to pay a debt that otherwise might be discharged in his or her bankruptcy case.

Does a creditor have to accept a reaffirmation agreement?

If you want to file a reaffirmation agreement, you need to do so within 60 days of the first date of the meeting of creditors. Once you submit it, it must be accepted by the creditor.

How many days does a debtor have to change his or her mind after reaffirmation of a debt?

If you change your mind on the reaffirmation agreement after signing it, you also have 60 days to revoke it. The agreement also has to be approved by the court in most cases. At Southern California Law Advocates, P.C., we represent clients throughout Southern California who are struggling with crippling debt.

Who files the reaffirmation agreement?

You or your creditor must file with the court the original of this Reaffirmation Documents packet and a completed Reaffirmation Agreement Cover Sheet (Official Bankruptcy Form 27).

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