Colorado garnishment document 2025

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So, yes, your employer will know that your wages have been garnished. Your immediate supervisor may not, but if theres an HR department, it will know, and whoever in your company has legal authority to sign the response to the court will also know.
Check Your Pay Stub Your pay stub will indicate deductions, including garnishments. Look for line items labeled garnishment, levy, or similar terms. This information often includes the amount being withheld and the reason for the garnishment.
The garnishment process often starts after a creditor gets a judgment in court against a debtor. If a creditor gets a judgment against you, the court will send a notice of a wage garnishment to you and to your employer. The notice tells your employer they must withhold a specific amount of your wages.
For most types of debts, including credit card bills and medical expenses, creditors can garnish up to 25% of your disposable income (whats left after taxes and other mandatory deductions), or the amount by which your weekly income exceeds 30 times the federal minimum wage, whichever is less.
Upon being notified of a wage garnishment court order, an employer should immediately alert the employee to the situation in writing. Depending on the garnishment, there may be a form provided for this (i.e., Form 668 for a federal levy).
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In the letter, briefly explain why you cannot continue with the garnishment. For example, mention if youve experienced financial hardship, job loss, or medical emergencies. Attach any documents, like medical bills or unemployment notices, that support your claim.
Sample Letter 1. (Date) (Address) RE: Garnishment No. ( ) Dear (Employee Name): This letter hereby notifies you that we have received a court order to garnish your wages. A deduction will be made from your earnings for 6 months or until paid in full, whichever comes first.
The act changes the amount subject to garnishment to 20% of the individuals disposable weekly earnings 40 times the amount by which an individuals disposable earnings for a week exceed the state or federal minimum wage.

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