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About. Businesses in New York State must have workers compensation coverage for all employees. The rule includes part-time employees and family members employed by the company. Employers must have a workers compensation insurance policy.
If the injured worker dies from a compensable injury or illness, the surviving spouse and/or minor children/other dependents as defined by law, are entitled to weekly cash benefits. The amount is equal to two-thirds of the deceased workers average weekly wage for the 52 weeks prior to the accident.
Both you (as a volunteer) and the organisation you volunteer for are covered under the WHS Act and therefore have work health and safety duties.
In most states, workers compensation insurance doesnt cover volunteers, and a companys general liability insurance may not either. Typically, volunteers are only covered by their own health insurance.
Workers Compensation coverage is not required if the business is a one or two person owned corporation, with those individuals owning all of the stock and holding all offices of the corporation (each individual must hold an office and own at least one share of stock).
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Eligibility. Most New York State volunteer firefighters are covered by workers compensation benefits if they are active volunteer members of an fire company and are injured or become ill in the line of duty.
Workers Compensation Coverage Volunteers Unpaid and uncompensated volunteers doing charitable work for a nonprofit organization are not considered employees and do not have to be covered by a workers compensation policy.
New York law states that workers have up to two years to file a claim if they are suffering from a work-related illness or injury. For occupational hearing loss, workers have up to three months to report the injury and 90 days to file a workers compensation claim.

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