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Click ‘Get Form’ to open the reaffirmation agreement in the editor.
Begin by entering the Case No. and Acct. No. at the top of the form to identify your bankruptcy case.
In Paragraph 1, specify the NET PAYOFF amount and the present interest rate, ensuring accuracy for clarity.
Detail the collateral being held as security in Paragraph 2, providing a clear description of the property involved.
Fill in the monthly installment amount in Paragraph 3, along with the due date for payments to maintain compliance.
Review Paragraph 4 to understand that this agreement is voluntary; ensure you are comfortable with its terms before proceeding.
Complete any additional information required in Paragraph 5 and ensure all necessary insurance details are included in Paragraph 6.
Finally, have both parties sign and date at the bottom of the form to finalize your agreement.

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What are the requirements for a reaffirmation agreement?

A reaffirmation agreement must be filed within 60 days after the first date set for the 341(a) meeting of creditors. The agreement must have a cover sheet prepared as prescribed by Form 427. At any time, the court may extend the time to file an agreement.

How to fill out a reaffirmation agreement?

Any debtor (including any joint debtor) who agrees to reaffirm a debt must sign and date the certification. Fill in the creditors name and address, along with the printed name of the creditors representative who negotiated the Reaffirmation Agreement. The representative must sign and date the Reaffirmation Agreement.

How to get a reaffirmation agreement?

If you are not represented by an attorney, you must also complete and file with the court a separate document entitled Motion for Court Approval of Reaffirmation Agreement unless your Reaffirmation Agreement is for a consumer debt secured by a lien on your real property, such as your home.

How to file a reaffirmation agreement?

A reaffirmation agreement must be filed within 60 days after the first date set for the 341(a) meeting of creditors. The agreement must have a cover sheet prepared as prescribed by Form 427. At any time, the court may extend the time to file an agreement. (b) Supporting Statement .

Who prepares the reaffirmation agreement?

This is part of the paperwork you file when you start your case. Youll also need to send a copy to your lender. After that, the lender usually prepares the reaffirmation agreement and sends it to you or your attorney if you have one.

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What is an example of reaffirmation?

An example of a reaffirmation agreement might be the debtors agreement to continue making payments on an auto loan after the bankruptcy discharge in return for keeping a car that would otherwise be subject to repossession.

What are the legal requirements of a reaffirmation agreement?

This agreement must (1) be in writing and prior to the granting of the discharge; (2) receive the required disclosures under 524(k); (3) filed with the court; (4) (if applicable), accompanied by a declaration or an affidavit of the attorney that represented the debtor during the course of negotiating the agreement; (

What is a reaffirmation agreement form?

A reaffirmation agreement is an agreement between a chapter 7 debtor and a creditor that the debtor will pay all or a portion of the money owed, even though the debtor has filed bankruptcy. In return, the creditor promises that, as long as payments are made, the creditor will not repossess or take back its collateral.

Reaffirmation agreement form 2026

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