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Washington Bank Account Levy Under Washington law, consumers must receive a notice of a pending garnishment. The consumer can claim an exemption of up to $500 in bank accounts for judgment garnishments.
The garnishment amount is limited to 25% of your disposable earnings for that week (whats left after mandatory deductions) or the amount by which your disposable earnings for that week exceed 30 times the federal minimum hourly wage, whichever is less.
Your wages in Washington can be garnished by creditors, debt buyers, and debt collectors. Several different creditors can garnish your wages at the same time, but there are limits to how much money they can keep from your paycheck. In special cases, your paycheck can be garnished without a court order.
In Washington, creditors can garnish 25% of your take-home pay. Even if you have a higher income and will need to file a Chapter 13 repayment plan, that is much better than being garnished.
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