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Colorado follows the comparative negligence theory. Therefore, if the court finds you to be less than 50% responsible for a car accident, you may seek compensation for your losses. However, your percentage of fault is deducted from your recovery.
What to Expect After a General Liability Incident Take care of the injured party. You should provide first aid or contact emergency medical responders including police and/or fire professionals, as appropriate. Gather all appropriate information. Contact Travelers or your agent. Work with your Claim professional.
Auto liability insurance protects you if youre legally responsible for injuries or property damage in a car accident. So instead of paying out of pocket to cover another persons medical bills or repair their car, your insurance steps in to pay for some or all of the injured partys expenses.
Your general liability insurance can help cover the costs associated with this bodily injury. In another example, say a customers child is running up and down your stores aisles. Suddenly, the child trips, falls, and breaks their leg. As a result, the family sues you for $30,000 for the medical costs.
The average cost of a $1 million / $2 million BOP policy for a small business is $1,217 per year, and the median is $638.
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How Much Does General Liability Insurance Cost in Colorado? A general liability insurance policy costs an average of $42 per month or $504 per year in Colorado.
General liability insurance policies typically cover you and your company for claims involving bodily injuries and property damage resulting from your products, services or operations. It may also cover you if you are held liable for damages to your landlords property.
For example, if a customer enters your flower shop, slips on your wet floor and breaks their leg, your general liability insurance can help cover the cost of their medical bills. General liability insurance does not cover your businesss employees.
Common general liability claims include slips, trips and falls at your facility or business, and claims for allegedly defective or dangerous products.
General liability insurance in Colorado helps pay for damages or lawsuit costs if someone other than an employee accuses your business of causing an injury or property damage.

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