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The average closing costs in San Diego range between 2% and 3% of sale price for buyers and between 5% and 8% of sale price for sellers.
In South Dakota, its more common for the seller to pay for owners title insurance. If you do pay part of the bill, owners title insurance usually costs around 0.22% of a South Dakota homes final sale price or $649 for a $295,770 home.
There is not a law in the state of North Dakota that requires people selling residential real estate to disclose any known material defects with a property. Instead, the purchaser of residential real estate must thoroughly inspect conditions of real estate.
There are some exceptions under SDCL 43-4-4; however, most owners/sellers of residential homes are required to provide prospective buyers with a Sellers Property Condition Disclosure Statement regardless of whether the property is for sale by owner or through a licensed real estate agent.
A contract for deed is a contract where the seller remains the legal owner of the property and the buyer makes monthly payments to the seller to buy the house. The seller remains the legal owner of the property until the contract is paid.
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The contract for deed is a much faster and less costly transaction to execute than a traditional, purchase-money mortgage. In a typical contract for deed, there are no origination fees, formal applications, or high closing and settlement costs.
The contract for deed shall state that the political subdivision agrees to convey all of the right, title, and interest of the political subdivision in and to such real property so sold and every part thereof upon the full performance thereof by the purchaser.
The current list of non-disclosure states includes Alaska, Idaho, Kansas, Louisiana, Mississippi, Missouri (some counties), Montana, New Mexico, North Dakota, Texas, Utah, and Wyoming.
In Southern California, the seller customarily pays the premium for title insurance. It has been the practice in Northern California that the buyer customarily pays the premium for title insurance, or occasionally the premium is split between buyer and seller.
There are some exceptions under SDCL 43-4-4; however, most owners/sellers of residential homes are required to provide prospective buyers with a Sellers Property Condition Disclosure Statement regardless of whether the property is for sale by owner or through a licensed real estate agent.

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