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Is Chapter 11 personal or business?

This chapter of the Bankruptcy Code generally provides for reorganization, usually involving a corporation or partnership. A chapter 11 debtor usually proposes a plan of reorganization to keep its business alive and pay creditors over time. People in business or individuals can also seek relief in chapter 11.

Is Chapter 13 or 11 better?

Both Chapters 11 and 13 bankruptcy provide debt reorganization solutions for people struggling financially. Chapter 11 bankruptcy works well for businesses and individuals whose debt exceeds the Chapter 13 bankruptcy limits. Chapter 13 is often the better choice for individuals and sole proprietors.

How often can you file Chapter 12?

The Bankruptcy Code imposes time limits, or waiting periods, on discharges in Chapter 7 and Chapter 13 bankruptcy proceedings. For less common types of bankruptcy (Chapter 11 and Chapter 12), there are no time limits and your debts can be discharged as often as you file bankruptcy.

What is Chapter 12 called?

What is Chapter 12? Chapter 12 is a special type of bankruptcy intended specifically for someone meeting the definition of family farmer or family fisherman. The person also must have whats called regular annual income.

What is a Chapter 13 discharge?

The discharge releases the debtor from all debts provided for by the plan or disallowed (under section 502), with limited exceptions. Creditors provided for in full or in part under the chapter 13 plan may no longer initiate or continue any legal or other action against the debtor to collect the discharged obligations.

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