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What should you not say to a workers comp claims adjuster?

As a general rule of thumb, you should never discuss anything except the basic facts of the accident, including where it occurred, the date and time it occurred, what type of accident it was, and which body parts were injured.

What is not a work-related injury?

Injuries or illnesses are not considered work-related if they occur while the employee is on a personal detour from a reasonably direct route of travel (e.g., has taken a side trip for personal reasons).

Which situation qualifies a worker for workers compensation coverage?

You must be an employee. Your employer must carry workers comp insurance. You must have a work-related injury or illness. You must meet your states deadlines for reporting the injury and filing a workers comp claim.

Which of the following types of employees may not be covered by workers compensation?

Independent contractors, consultants, and freelancers are generally not covered by workers compensation. These workers are classified as exempt through a 1099 form and pay for their own income tax. This typically means they cannot receive workers compensation.