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Call the police to report the accident Dial 911 and wait for the police to arrive. Answers any questions so the police officer can file a police report. Provide drivers license and insurance information. Tell the police exactly what happened and stick with the facts.
Most of the time, you can start the process by talking to your insurance agent. Your agent may help you directly, but its likely theyll send you to talk to their claims department or assign an adjuster to your case. You may also be able to go to your insurance companys website to make a claim online.
The FR-10 form, also known as the Verification of Insurance form or green form, is a document unique to South Carolina. It proves that a driver involved in an accident had valid auto insurance coverage at the time of the incident.
In South Carolina, those involved in an auto accident must report the crash to authorities if the damage caused exceeded $1,000 in damage or resulted in injuries or death. If you fail to report an accident, you could face a license suspension or criminal charges.
There is no legal requirement to have a police report to file a car accident claim in South Carolina. However, a police report can make the insurance claims process quicker and easier. A police report indicates that you were involved in a car accident and provides essential information relevant to your claim.
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