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The document is a script for a sales call promoting a low-cost Final Expense Insurance plan designed to cover funeral expenses. It includes an introduction, questions for the potential customer, rebuttals for common objections, and explanations about the insurance product. The goal is to schedule a follow-up call with a local agent who can provide more information and quotes.

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What are the disadvantages of final expense insurance?

Average Final Expense Insurance Insurance Agent yearly pay in the United States is approximately $71,554, which is 19% above the national average.

How much does a final expense agent make?

Overall, Mutual of Omaha is the best burial insurance company because there is no waiting period, and the cost is generally lower than other providers. Plus, they have been in business for over 100 years, have an A+ rating with A.M. Best, and are known to pay claims quickly.

At what point is life insurance not worth it?

The point of life insurance is to replace your income when you die. If you dont have anyone wholl need that income when you die, then you dont need life insurance. Or if youre doing so well financially that youre self-insured, youre still good to go without it.

What does Dave Ramsey say about burial insurance?

Dave Ramsey doesnt recommend buying life insurance with the sole intention of using the money to cover final expenses, as in most cases your emergency fund and/or savings should pay for them. There are some rare instances that you want to consider a burial type of policy, such as one through Senior Legacy Insurance.

Are final expense policies worth it?

Final expense insurance can be a great way to help protect your loved ones with a small payout upon your death. They can use the funds to pay for any final costs and other expenses while they grieve. Aflac offers final expense insurance at reasonable rates. You can get approved quickly and enjoy lifetime coverage.

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At what age should you buy final expense insurance?

At what age should you buy final expense insurance? You can buy a final expense insurance policy at any age. However, these policies are often designed for adults who are 50 to 85 years old.

How hard is it to sell final expense insurance?

In general, final expense insurance itself can be easy to learn, with low face amounts, low premiums, and simplified underwriting. The target market and need for this product are both extensive, however, it can be hard to segue into and give a final expense sales presentation.

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