THIS EVIDENCE OF FLOOD INSURANCE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE ADDITIONAL 2026

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  1. Click ‘Get Form’ to open it in the editor.
  2. Begin by entering the 'DATE' in MM/DD/YYYY format at the top of the form.
  3. Fill in the 'INSURANCE AGENT / PRODUCER' section with the contact name, phone number, email address, and customer ID number.
  4. In the 'INSURER(S) AFFORDING COVERAGE' section, list all relevant insurers along with their NAIC numbers.
  5. Provide property information including location/description and any additional remarks if necessary.
  6. Complete the 'COVERAGE / RISK INFORMATION' section by filling out details such as date of construction, current flood zone, and replacement cost.
  7. Lastly, ensure that you fill out any additional interest information and authorized representative details before saving your document.

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What does flood insurance exclude? Flood insurance typically excludes damage to items in basements (especially finished basements), outdoor property (pools, fences, landscaping), temporary living expenses, business interruption losses, and damage from earth movement or poor maintenance.
Group Flood Insurance. Issued by the NFIP Direct Program in response to a Presidential disaster declaration. Disaster assistance applicants, in exchange for a modest premium, receive a minimum amount of building and/or contents coverage for a 3-year policy period.
A Policy Declaration page is acceptable evidence of flood insurance.
Youre required to have flood insurance if you own a home or business in a Special Flood Hazard Area (SFHA) and have a government-backed mortgage. Some banks require flood insurance even if you dont live in a high-risk area. Ask your mortgage lender about its flood insurance terms.

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