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Is Illinois a strict foreclosure state?

Illinois is a judicial foreclosure state. This means that Illinois handles foreclosures within the court system, and lenders must sue deficient borrowers to foreclose on delinquent loans. In a judicial foreclosure, mortgage companies and lenders have specific legal steps to take with the courts.

How long does it take for the sheriff to evict in Illinois?

From start to finish, an eviction in Illinois can be completed in two weeks to five months. However, it can take longer depending on the reason and whether the tenant contests it.

What happens after foreclosure Illinois?

If the court finds in favor of the lender, a judgment of foreclosure will be entered against you. In Illinois, there is a redemption period during which you have the legal right to pay off the total debt plus certain costs and interest and reclaim your property, even after a judgment of foreclosure.

How long does the foreclosure process take in Illinois?

In Illinois, it can take approximately 12-15 months for a foreclosure to be completed. Call your lender or a HUD-certified counseling agency as soon as you can. You miss your second payment. When your lender calls, it is important to pick up the phone and speak to your lender.

How long do you have to move out after foreclosure in Illinois?

How Long Do You Have to Move Out After Foreclosure in Illinois? You (the foreclosed homeowner) can stay in the home for 30 days after the court confirms the sale. (735 Ill.

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