Accord applications 2025

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It is also known as an ACORD 25 certificate of insurance, certificate of insurance (COI) or a certificate of liability insurance. This form proves business owners have general liability insurance coverage and is typically provided by your insurance company when you buy a business insurance policy.
ACORD 28 is an industry-standard form used by the majority of insurance providers and it acts as your proof of commercial property insurance. It also contains all of the coverage information youll need as a certificate holder to manage your policy.
While theres no way to verify that all insurance companies use ACORD forms, and it is not a legal mandate to do so, they are the most widely accepted COI insurance documents across the insurance industry. Today, more than 36,000 organizations across over 100 countries stand by them.
Before diving into the intricacies of the Acord Certificate, lets start with the basics. Essentially, an Acord Certificate of Insurance is a document that serves as proof of coverage. It provides valuable information about an insurance policy to third parties who may require evidence of insurance.
Some of the most common ACORD forms are: ACORD 25: This is a certificate of liability insurance form. ACORD 26: This form is called a Policy Certification Log. ACORD 27: Evidence of property insurance falls under ACORD 27. ACORD 28: This ACORD form provides information about loss payees and additional insured persons.