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What is the difference between pad and pap?

Pre-Authorized debits (PADs) are a powerful tool for businesses. They are sometimes called direct debit, pre-authorized chequing (PAC), pre-authorized withdrawals or pre-authorized payments (PAPs).

How do I get a pre-authorized debit form?

Call or visit the website of the company you wish to set up a Pre-Authorized Debit (PAD) with to obtain a PAD Agreement and use your account information when completing the Agreement.

Is pad the same as direct deposit?

A Pre-Authorized Debit (PAD) allows you to arrange and authorize for automatic payments to be withdrawn directly from your TD personal deposit account (e.g. chequing account).

What is a pad transaction?

What is a PAD? Pre-authorized debits (PADs) allow you to pay regular bills and make other payments automatically so you don't have to worry about not making payments on time. Many people use PADs on an ongoing basis to pay their mortgage, insurance premiums, utility bills and membership dues to clubs and organizations.

What is a PAD agreement?

A PAD is an agreement between a customer and a biller. When you enter into a PAD agreement with a biller, you give that organization permission to withdraw money from your bank account on a regular basis.

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