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In the event that your insurance agent failed to adhere to their duties, you may be entitled to sue them for negligence (and thereby recover damages for the losses over which your insurer has refused to extend coverage).
Errors and omissions insurance is another name for professional liability insurance. So, you'll still get the same coverage, despite the different names.
Errors and omissions insurance (E&O insurance), also sometimes referred to as professional liability insurance, helps protect real estate agents and their brokerage firm against losses from mishaps with professional services.
An error is something you have done which is considered to be incorrect or wrong, or which should not have been done. NASA discovered a mathematical error in its calculations. [ + in]
You may have the option of filing an insurance agent negligence claim. errors and omissions. Your insurance agent could be held liable for mistakes made unintentionally or intentionally. They may also be liable for their actions and any damage that has occurred as a result of their actions.

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Errors and omissions (E&O) insurance is professional liability insurance that protects licensees from mistakes or negligence. A typical policy pays legal fees and judgments resulting from real estate activities.
E&O insurance protects companies and professionals against claims of inadequate work or negligent actions made by clients. Anyone who provides a service requires E&O insurance including financial services, insurance agents, doctors, lawyers, and wedding planners.
"Errors and omissions excepted" (E&OE) is a phrase used in an attempt to reduce legal liability for potentially incorrect or incomplete information supplied in a contractually related document such as a quotation or specification.
Errors and omissions insurance is a form of liability insurance. It protects companies against the full costs of a claim made by a client against a professional who provides advice or a service such as a consultant, financial advisor, insurance agent, or lawyer.
An E&O insurance policy exclusion may apply in all of the following, EXCEPT: age of the insured.

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