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How long does a credit card refund take? Credit card refunds usually take between three and seven days, but this can vary depending on the merchant, the billing cycle and your credit card provider.
Basically, you have the right to dispute a transaction as long as youre doing it for the right reasons. That is, if a transaction was unauthorized, or if something you bought arrives broken, isnt what you ordered, or never arrives at all.
Things you should know Well aim to credit your refund within 2 working days. If further checks are required, it may take longer. Requesting a refund wont cancel the Direct Debit instruction. You can cancel it via Manage bills.
If you identify a suspicious transaction, report a dispute by completing the Credit/Debit Card/-i Dispute and Credit Card/-i Replacement Form available at: .hsbc.com.my/help/forms/.hsbc.com.my/help/forms/ Click to go to HSBC Malaysia Forms page or .hsbcamanah.com.my/help/forms/.hsbcamanah.com.my/help/forms/
For example, banks usually issue refunds within 7 to 10 days for transactions involving a stolen debit card or unauthorized electronic fund transfers. For more complex cases, like those involving considerable sums or intricate tactics like a check scam, most banks will resolve claims within 10 to 45 days.
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The chargeback process lets you ask your bank to refund a payment on your debit card when a purchase has gone wrong. You should contact the seller first, as you cannot start a chargeback claim unless you have done this. Then, if you cant resolve the issue, get in touch with your bank.

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