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How to go back to school after defaulting on student loans Fill out the FAFSA. Your first step to pay for additional classes should be filling out the Free Application for Federal Student Aid (FAFSA). Apply for scholarships and grants. Take out federal student loans. Use private student loans to fill any gaps.
California Governor Gavin Newsom signed into law a bill, AB 1313, that prohibits colleges and universities from withholding transcripts from students who owe a debt.
Public and private colleges in most states are no longer allowed to withhold your academic transcripts if you have an unpaid balance of any amount, or if youve defaulted on a student loan.
Pay the Fines/Fees You Owe This might seem obvious, but often the easiest way to get the school to release your official transcripts is by simply paying the outstanding money you owe. If your school is withholding your transcript for something as small as an unpaid parking fine, this will be easier to do.
Contact your schools registrars office immediately and find out why they have not released your transcript. If you do not get satisfaction at that level, contact the schools principal and ask for an appointment to find out why not, and to make arrangements to repay your school.
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People also ask

When you declare academic bankruptcy, it erases all grades earned during a specific period of time. Academic bankruptcy, also referenced as academic amnesty, is an excellent tool for those who have gone through an academically challenging period and need a fresh start!
It could prevent you from attending a new school. Whether youre trying to finish a degree, transferring to a new college or applying to graduate school, a withheld transcript means you could be blocked from acceptance into a new academic institution.
Contact the college or universitys registrars office. Provide them with the name under which you were enrolled and the dates of enrollment. There may or may not be a charge for the transcripts so be sure to provide them with contact information.

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