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Do you have to pay back PPP money?

For Borrowers Borrowers can apply for forgiveness any time up to the maturity date of the loan. If borrowers do not apply for forgiveness within 10 months after the last day of the covered period, then PPP loan payments are no longer deferred and borrowers will begin making loan payments to their PPP lender.

What is a 2483 form?

By signing SBA Form 2483, Borrower Information Form in connection with this application for an SBA-guaranteed loan, the Applicant certifies that it has read the Statements Required by Law and Executive Orders, which is attached to Form 2483.

What is an SBA form 2483?

SBA Form 2483 (3/21) Paycheck Protection Program. Borrower Application Form Revised March 18, 2021. Purpose of this form: This form is to be completed by the authorized representative of the Applicant and submitted to your SBA Participating Lender.

What is the difference between SBA disaster loan and PPP?

In general, eligibility is based on what a business does to receive its income, the character of its ownership, and where the business operates. Normally, businesses must meet SBA size standards, be able to repay, and have a sound business purpose. Even those with bad credit may qualify for startup funding.

Who is eligible for the Paycheck Protection Program?

Small businesses and eligible nonprofit organizations, Veterans organizations, and Tribal businesses described in the Small Business Act, as well as individuals who are self-employed or are independent contractors, are eligible if they also meet program size standards.

What is an SBA loan authorization?

The Draft Authorization is a living document and a specific contract between your lender and the SBA. Its a written agreement providing the terms and conditions under which SBA will guarantee your business loan, and will outline the specific conditions which must be met to keep the SBA guaranty.

Is PPP money still available?

The type of loan best depends on your financial needs and your money lenders terms. While PPP loans were designed as a temporary and short-term relief from the economic decline due to the pandemic, SBA loans were created as a long-term financing solution.

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