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Video tutorial: Mastering the Event General Liability Insurance

[Music] hi my name is Kim Cullen and Im a personal injury attorney in Winter Park Florida we help people who have been injured in a wide variety of ways met a wide four in a wide variety of situations in a wide variety of locations some of our cases involve people who are injured at special events locations or events such as weddings or concerts or festivals or even county fairs so I wanted to talk to you a little bit today about what event insurance is and why it might be important to know if an event insurance applied to a particular location or event if in in the event that you were ever injured at an event like that so event insurance is special insurance that someone who is using a venue sometimes has to purchase as a condition of using the venue at all for example when when concert promoters rent an arena or some place like that to put on a concert many times the arena requires a contra promoter to buy special event insurance to cover the event itself for example lets say that

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.
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Disc jockey (DJ) insurance isn't a specific policy. The term refers to all the policies that protect professional DJs against business losses related to expensive equipment or stemming from interactions with hosts, party guests, and venues where they work.
Host liquor liability policies are meant for owners who do not sell or serve alcohol on their property but allow visitors to consume it. It is common for this type of coverage to be a part of a general liability insurance policy.
Insurance Rider Defined An insurance rider is a legally binding part of the insurance contract, just like the other parts of your insurance policy, and can help you avoid the added expense and hassle of purchasing a whole separate policy for those same benefits.
Key Takeaways. A rider is an insurance policy provision that adds benefits to or amends the terms of a basic insurance policy to provide additional coverage. Riders tailor insurance coverage to meet the needs of the policyholder. Riders come at an extra cost\u2014on top of the premiums an insured party pays.
The intent of an additional insured endorsement is to change the 'Who Is An Insured' section of an insurance policy to extend coverage to the additional insured for the negligent acts or omissions of the vendor or those acting on the vendor's behalf.

People also ask

Host liquor insurance is typically included in general liability insurance, which can pay for expenses resulting from third-party injuries or property damage.
Event insurance helps protect you from liability in case someone injures themselves or damages the venue's property. Most insurers also offer cancellation coverage, especially for weddings, which reimburses you for any non-refundable lost deposits if you must cancel or postpone the event.
If you're a DJ who performs live, you need Public Liability. This cover is so important that most venues won't even let you play live on their premises unless you can produce a valid Public Liability insurance certificate.
A rider, also sometimes referred to as an insurance endorsement, is a type of provision to a basic insurance policy wherein the policyholder either amends the terms or tacks on additional benefits or more specific coverage.
With regards to the Liquor Liability Insurance or "Host" Liquor Liability Insurance: "Host" is a term commonly used in the insurance industry to explain incidental exposures related to liquor liability that are not excluded on the General Liability coverage form.

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