Substitution of Trustee and Full Reconveyance forms 2025

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In a nutshell, the Substitution of Trustee and Deed of Reconveyance is a legal document that evidences security interest is being release by a lender. In most cases, the document shows that a loan has been paid off. Property owners may even receive this document if they have refinanced a loan.
Whether you get a deed of reconveyance, a satisfaction of mortgage document or a full reconveyance, the meaning is the same: Your loan has been repaid in full and the lender no longer has an interest in your property.
When a deed of trust/mortgage is paid in full, you can record a Full Reconveyance from the trustee stating publicly that the loan has been paid. The Full Reconveyance Form is completed and signed by the trustee, whose signature must be notarized.
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