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Retirement benefits increase if you wait past full retirement age to file, but survivor benefits do not. They are based on the Social Security benefit your late spouse was entitled to when he or she died and will not go beyond 100 percent of that.
If you have been widowed more than once, your benefit will be based upon the scenario that will pay you the highest benefit amount. Even if you re-marry or live common-law, you still get to keep your survivor pension. Its yours until the day you die. A survivor pension is indexed for life.
Retirement benefits increase if you wait past full retirement age to file, but survivor benefits do not. They are based on the Social Security benefit your late spouse was entitled to when he or she died and will not go beyond 100 percent of that.
C. Retroactivity for unreduced retirement and survivor insurance (RSI) benefits. We allow retroactivity up to 6 months for unreduced RSI claimants.
Receiving Social Security and/or a civil service/FERS annuity will not interfere with SBP, unless the servicemember waived a portion of his retired pay for a combined civil service annuity. If the survivor receives Dependency and Indemnity Compensation (DIC) from the VA, there is a partial offset between SBP and DIC.

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Social Security will not combine a late spouses benefit and your own and pay you both. When you are eligible for two benefits, such as a survivor benefit and a retirement payment, Social Security doesnt add them together but rather pays you the higher of the two amounts.
Social Security survivor benefits are payable to the surviving spouse for the remainder of their life. Restrictions apply for divorced spouses eligible to receive benefits.
Benefits for widows and widowers living alone aged 65 and older will increase from $1,567 to $1,704. There will be an increase in the disability benefit for disabled workers with a spouse and at least one child from $2,407 to $2,616.
Survivor Benefit Plan Overview The Survivor Benefit Plan (SBP) allows a retiree to ensure, after death, a continuous lifetime annuity for their dependents. The annuity which is based on a percentage of retired pay is called SBP and is paid to an eligible beneficiary.
This benefit can continue to grow if you put off claiming it until the amount maxes out at age 70. Youre also allowed to switch between survivor benefits and your own, or vice versa.

social security survivor benefits application