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If you no longer share finances with your financial associate, you can ask Experian and the other credit reference agencies (Equifax and Callcredit) to remove them from your credit report. Get in touch with us, and be prepared to provide proof that your financial connection has ended.
In order to remove your association with the account, you must go directly to the lender, and the lender must agree to change the contract. If you are an authorized user on the account, you can contact the creditor and request that you no longer be an authorized user.
Dispute Inaccuracies If you see someone else's information, you need to write and dispute the credit report directly with that bureau. Include a copy of the incorrect report with the disputed item highlighted.
How do I remove a financial associate? How do I remove a financial associate? If you have an associate record on your report that you think is no longer relevant, make sure any joint accounts or court judgements are closed or settled, then ask to have the record removed.
You can remove someone from your Credit Report by disputing the record of the Financial Association with the Credit Reference Agency reporting the data. To see who you're associated with, you would first need to check your Credit Report.

People also ask

In this article: How Long Accounts Stay on Your Credit ReportType of AccountTime FrameLate or missed payments7 yearsCollection accounts7 yearsChapter 7 bankruptcy10 years4 more rows • Jan 17, 2020
One way is to go directly to the creditor by sending them a certified letter in the mail. In your letter, be sure to point out which inquiry (or inquiries) were not authorized, and then request that those inquiries be removed. You could also contact the 3 big credit bureaus where the unauthorized inquiry has shown up.
A credit reporting company generally can report most negative information for seven years. Information about a lawsuit or a judgment against you can be reported for seven years or until the statute of limitations runs out, whichever is longer. Bankruptcies can stay on your report for up to ten years.
You can remove yourself from Equifax via Opt-Out Prescreen, which supplies personal information in marketing lists to creditors and insurers which use these lists to make firm offers of credit or insurance. To remove yourself from Opt-Out Prescreen, you must fill out and mail their opt-out form.
How long does Disassociation take? The process usually takes a month or two before all records held by the Credit Reference Agencies are updated. Once completed, the credit history of the third party can no longer be taken into consideration by lenders assessing your Credit Report.

notice of disassociation template letter