CERTIFICATE OF LIABILITY INSURANCE 2025

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Certificates of insurance should not cost you anything. If you have a policy in place, your insurance agent should be able to provide a COI without an extra charge. In fact, most states do not allow for agencies to charge a fee for COIs.
How much does event insurance cost? Event Insurance can range from $75 to $235, depending on coverage limits and coverage options chosen. Liability limits start at $500,000 and liquor liability can be excluded if there is no alcohol being served at the event (lowering the premium).
A certificate of liability insurance is a document that proves your company has liability coverage. Your insurer issues you this certificate with your insurance policy and you can also download a copy online whenever you need it.
How much does a certificate of insurance cost? A certificate of insurance is free. Much like a receipt, the document is proof that the policyholder paid for the policy and has insurance.
No. A COI has to be issued/signed by an authorized representative of the insurer. Altering any information on the COI is insurance fraud.
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