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Simply stated, a primary beneficiary is the first person entitled to receive the benefits, and a contingent beneficiary is next in line. As the name insinuates, primary beneficiaries have the first right to claim the benefits.
If you're naming only one primary beneficiary, put 100% in the percent column. If you're naming more than one primary beneficiary, you must indicate what percentage each is to receive.
Use this form to update the beneficiary information for your Traditional IRA, Roth IRA, Rollover IRA, SEP IRA, SIMPLE IRA or 403(b) account.
There are different types of beneficiaries; Irrevocable, Revocable and Contingent.
A primary beneficiary is an individual or organization who is first in line to receive benefits in a will, trust, retirement account, life insurance policy, or annuity upon the account or trust holder's death.
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People also ask

Most beneficiary designations will require you to provide a person's full legal name and their relationship to you (spouse, child, mother, etc.). Some beneficiary designations also include information like mailing address, email, phone number, date of birth and Social Security number.
Your primary beneficiary is first in line to receive your death benefit. If the primary beneficiary dies before you, a secondary or contingent beneficiary is the next in line. Some people also designate a final beneficiary in the event the primary and secondary beneficiaries die before they do.
Name only living persons as beneficiaries, unless you are naming a trust, your estate or an organization. Do not name the same person or organization as both a primary and secondary beneficiary. Do not use the word \u201cor\u201d when designating multiple beneficiaries. Do not impose any conditions on payment.
A beneficiary is the person or entity you name in a life insurance policy to receive the death benefit.
An example of a beneficiary is the person who you leave your house to when you die. A third-party beneficiary who is to receive the benefit of a contract in satisfaction of a debt, duty, or liability owed to them by the party who purchased the benefit.

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