Irs hardship letter sample: Fill out & sign online

Here's how it works

01. Edit your irs hardship letter sample online

Type text, add images, blackout confidential details, add comments, highlights and more.

02. Sign it in a few clicks

Draw your signature, type it, upload its image, or use your mobile device as a signature pad.

03. Share your form with others

Send hardship letter to irs sample via email, link, or fax. You can also download it, export it or print it out.

How to use or fill out hardship letters work out blank with our platform

Ease of Setup

DocHub User Ratings on G2

Ease of Use

DocHub User Ratings on G2

Click ‘Get Form’ to open the hardship letter template in the editor.
Begin by entering the date at the top of the letter. This is important for record-keeping.
Fill in your name and address, ensuring that all details are accurate to avoid any delays.
In the 'RE:' section, include your mortgage company’s name and loan number. This helps your lender identify your account quickly.
Clearly state your financial hardship in the designated area. Be specific about what caused your difficulties, such as job loss or medical issues.
Indicate whether your situation is temporary or permanent and provide a brief explanation of your circumstances.
Conclude with a statement affirming that the information provided is true, followed by spaces for signatures and dates.

Start using our platform today to easily create and send your hardship letter for free!

be ready to get more

Complete this form in 5 minutes or less

Get form

Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

Contact us

How do you write a successful hardship letter?

What to include in a hardship letter The date, your name, address and phone number. The lender/servicer and loan number. The date or approximate time frame when the hardship started. The expected timeframe of hardship short term (six months or less) or long term. Describe your goal. State the facts, not emotions.

What not to put in a hardship letter?

Your hardship letter should be honest, concise, and under one page. It should explain your current financial situation and what caused it. Dont include unnecessary or damaging details, such as blaming the lender or mentioning outside financial help might be available.

What is an example of a good hardship letter?

Based on my current income and expenses, including my $700 mortgage payment and $200 car loan payment, I am not able to make my regular credit card payments. In place of my payment of $100 per month, I ask that you accept $30 per month for the next four months starting in March. I will pay by the 15th of the month.