Lloyd39s Non Trucking or Bobtail Auto Liability bApplicationb L-NTL 2026

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  1. Click ‘Get Form’ to open it in the editor.
  2. Begin by filling in the Broker Name & Address at the top of the form. This is essential for identifying your insurance broker.
  3. Next, provide your Applicant Name and any Doing Business As (dba) name if applicable. Indicate your business structure: Individual, Partnership, Corporation, or Other.
  4. Fill in the Terminal Location Address and include a Schedule of Locations if you have more than one.
  5. Complete the Mailing Address section for the First Named Insured if it differs from the Location Address. Don’t forget to add your contact details including telephone number and email address.
  6. Specify your Desired Effective Date for coverage and select between Non-Trucking Liability or Bobtail Liability along with your preferred liability limits.
  7. Indicate whether you desire Terrorism Risk coverage and submit the required LMA9004 form if applicable.
  8. Provide details about your driving experience, previous operations under different names, and a description of operations used (Intrastate or Interstate).
  9. List prior non-trucking auto liability carriers and their states of registration along with loss experience over the last three years.
  10. Finally, review all entries for accuracy before signing and dating the application at the bottom.

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Here are some reasons why youd need it: Bobtail insurance covers you if you use your truck on personal timewhile not on dispatchwithout a trailer attached (deadhead trips) You need help covering the cost of physical damage in an accident. You cant afford the cost of a third-party injury or a lawsuit.
Non-trucking liability (NTL) insurance protects truck drivers when they use their work truck for personal tasks. NTL insurance does not cover you when you are driving for work, like when you are on your way to pick up a load, deliver a load, or while youre loading or unloading.
Non-trucking liability (NTL) insurance is designed for owner operators who are under permanent lease with a motor carrier. It provides liability protection when your truck is used for non-business purposes, like going to the movies or running to the grocery store.
Bobtail liability insurance covers a truck drivers liabilities if they get into an accident while driving a truck without a trailer between loads. Its intended to cover the period between a payload drop-off and the next pick-up, when a commercial auto insurance policy wouldnt apply.
Employ Responsible Drivers Employing responsible drivers can help you lower your premiums because it reduces the risk of potential accidents. While one or two minor moving violations are typically OK, hiring drivers with as few violations as possible can help you access lower premiums.

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