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The document outlines the terms and conditions of a Motor Truck Cargo Broad Form insurance policy, which provides coverage for all risks of physical loss or damage to lawful cargo in transit. It details the insuring agreement, limits of liability, deductibles, exclusions, definitions, general conditions, and optional endorsements. The policy specifies the responsibilities of the insured regarding claims notification and proof of loss, as well as various exclusions related to specific types of cargo and circumstances. Additionally, it includes provisions for endorsements that can extend coverage under certain conditions.

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What is the difference between motor truck cargo and transit coverage?

Carrier liability typically only covers injuries or damage to other people or property, not the cargo being carried. However, transporters can purchase more comprehensive coverage through a motor truck cargo liability policy to protect their cargo from loss, damage or theft while in transit.

What is a motor truck cargo?

Motor Truck Cargo \u2014 an inland marine form covering loss of property in the course of transit, either by common carrier or on the insured's own vehicles, depending on the form used.

What is the meaning of cargo insurance?

What is Cargo Insurance? Insurance that generally protects shipments from loss, damage, or theft while in transit. This coverage is beyond basic claims insurance that may be provided, and it will reimburse for the designated value of the goods if a covered event occurs while the freight is in transit.

What is broad policy?

A broad-form policy is an insurance policy that offers broad protection by providing coverage for losses resulting from several causes with few limitations. The coverage offered by a broad-form policy is higher than that offered by a basic-form policy, but lesser than open-peril policies.

What is broad form coverage?

What Is Broad Form Insurance? Broad form insurance coverage extends beyond the basics to include rare events that may be of serious risk to the insured. This type of insurance usually requires that a higher premium, and often a deductible, be paid.

What does a cargo policy cover?

Cargo insurance protects you from financial loss due to damaged or lost cargo. It pays you the amount you're insured for if a covered event happens to your freight. And these covered events are usually natural disasters, vehicle accidents, cargo abandonment, customs rejection, acts of war, and piracy.

What does a motor truck cargo policy cover?

Motor Truck Cargo insurance provides coverage against the risks of direct physical loss to covered property while in transit and loading or unloading. It covers property while at a terminal or dock awaiting final distribution.

Is motor truck cargo insurance the same as cargo insurance?

Motor Truck Cargo Insurance, Coverage for Your Shipment Motor Truck Cargo Legal Liability Insurance, more commonly referred to as \u201cCargo Insurance\u201d covers losses or damage to the commodities the trucker is hauling while they are being transported.

What does cargo coverage mean?

What is a broad form endorsement?

What Is a Broad Form Property Damage Endorsement? A broad form property damage endorsement was an addition to a commercial general liability (CGL) policy that eliminated the exclusion of property as part of the coverage provided by the insurer. A higher premium was usually required for this additional coverage.

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