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A satisfaction of mortgage is a crucial document for any homeowner. Not only does it prove your ownership, but it allows you to use your home as you see fit. Whether you want to put your home up for sale or refinance it, youll need that document.
A satisfaction of mortgage is a document that proves the borrower has paid off the mortgage in full, freeing the loans lien on the property and giving the title to the borrower.
Whether you get a deed of reconveyance, a full reconveyance or a satisfaction of mortgage document, it means the same thing: your loan has been repaid in full and the lender no longer has an interest in your property. In short, your home is finally all yours!
If the satisfaction of mortgage isnt recorded, the property owner may have trouble when they try to refinance or sell the property. Theyll have to chase down the discharge documents and get them recorded in order to clear the title. It can even cause a delay to the closing.
Some common types of instruments signed under seal include mortgage loans and other promissory notes. The statute of limitations for such documents is 20 years unless some other statute sets a different time.

People also ask

Sample Satisfaction of Mortgage That Mortgagee hereby acknowledges full payment and satisfaction of the Mortgage, does hereby surrender the Mortgage as cancelled, releases the property from the lien of the Mortgage, and directs the Clerk of the Circuit Court in and for , to cancel the same record.
Recording Pennsylvania Deeds A deed must be filed with the recorder of deeds for the county where the property is located. Pennsylvania law requires deeds to be recorded within 90 days after the deed is signed if it is signed in Pennsylvania or within six months if it is signed outside Pennsylvania.

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