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If you didnt get your Form 1095-A in the mail, or you cant find it, check your Marketplace account. Under Your applications, select your 2023 application. Select Tax Forms from the menu on the left. Download all 1095-A forms shown on the screen.
How to find your 1095-A online Log into your Marketplace account. Under Your applications, select your 2024 application not your 2025 application. Select Tax Forms. Download all 1095-As.
On average, in the United States, health insurance premiums for an Affordable Care Act (ACA) plan without subsidies are around $477 per month2. For a Silver plan, the average cost is about $621 per month. So, $200 a month is actually quite reasonable compared to these averages.
PREMIUMS FOR SINGLE AND FAMILY COVERAGE The average premium for single coverage in 2024 is $8,951 per year. The average premium for family coverage is $25,572 per year [Figure 1.1].
Form 1095-A also plays a critical role in calculating your final tax liability. It helps ensure that you receive the correct tax credits and deductions related to your health insurance coverage, preventing any inconsistencies in your tax return.
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By Jan. 31 of each year, Covered California sends the federal IRS form 1095-A Health Insurance Marketplace statement to members. This form is used to: Provide information for your federal taxes. Calculate the amount of Premium Tax Credit you received, any credit you may be due after filing, or the tax amount you owe.
If you enrolled in coverage through the Marketplace you will need the information on Form 1095-A to complete Form 8962 to reconcile any advance payments of the premium tax credit or claim the premium tax credit, and to file a complete and accurate tax return.
As an employer, you can buy small-group plans directly from an insurance company, via a broker or private exchange, or from your states SHOP Exchange. You can sign up any time, not just during open enrollment.

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