Hardship affidavit form 2025

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I have fallen behind on my payments because my income has dropped considerably since (month) and I can no longer afford the terms of the original loan. Enclosed you will find some documents and statements that will substantiate my present economic situation.
A hardship affidavit form is a legal document used to provide evidence of financial hardship.
What to include in a hardship letter The date, your name, address and phone number. The lender/servicer and loan number. The date or approximate time frame when the hardship started. The expected timeframe of hardship short term (six months or less) or long term. Describe your goal. State the facts, not emotions.
A financial hardship letter is a written document for your lender explaining why youre unable to meet your financial obligations.
Lenders may ask you for evidence of your hardship, like a doctors certificate or termination notice. Lenders may also ask for bank statements and evidence of income.
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People also ask

Our situation is (temporary, short term, or long term). We have tried to resolve the hardship by (list what you have done to try and resolve the hardship. For example, reduced your expenses, picked up a second job, etc.) We need your help because (explain why you need help from the lender/servicer to avoid default.)

hardship affidavit example