L&I Form guidelines.doc 2025

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Workers can file a State Fund accident report online with FileFast or by phone at 1-877-561-FILE (3453) or 360-902-5410. We collect more information than the paper report. By getting complete and accurate information early in the life of a claim, we can speed up decisions and care.
Coverage is mandatory. In return, your worker ordinarily cannot sue you for damages when a work-related injury or illness occurs. Employers purchase coverage through the Department of Labor Industries (LI). LI manages all claims and pays benefits out of an insurance pool called the Washington State Fund.
You must have workers compensation insurance for anyone you employ who the legislation defines as a worker, including cover for claims at common law.
What do I do if Im injured at work? Dont delay. Claims for injuries must be filed within 1 year of the accident. Claims for occupational diseases must be filed within 2 years after receiving written notice from a health-care provider that the condition exists and may be work-related.
Each year, LI actuaries calculate base rates for each risk classification based on 5 years of claim costs by claim type and hours worked (Risk classifications with insufficient data are combined with larger classes to calculate combined base rates.)
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Workers compensation insurance is required in Washington state for any business with one or more employees. If you have any employees even independent contractors you might be required to buy coverage.
When rounding to the nearest quarter-hour, employers must round based on the 7-minute rule, i.e., when employees are 1 to 7 minutes late, they must be paid for the entire quarter-hour; if they are 8 to 14 minutes late, payment may begin at the nearest quarter-hour.

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