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did you receive a notice of overpayment from social security dont worry you have options an overpayment happens when you receive more money for a month than the amount you should have been paid the amount of your overpayment is the difference between the amount you were paid and the amount you should have received if you agree that you have been paid too much we ask that you refund the full overpayment amount within 30 days if you are currently receiving payments we will automatically withhold the overpayment from your monthly payments until it is fully recovered we will begin withholding the overpayment after 60 days at the rate stated in the notice if you cannot afford to repay the overpayment at the rate mentioned in the notice you can contact us to ask for a lower rate of withholding depending on the rate you request we may ask you to complete and submit form ssa 634 request for change in overpayment recovery rate if you were overpaid but believe the overpayment was not your faul